Ultra Checking


Personal Checking



Ultra Checking

Our Best Checking Account offering the most value, benefits and convenience, hands down FOR ONLY $5.00 a Month.  It's the account that's Better Than Free Checking.


Here's what Ultra Checking has to offer:

    • Unlimited Check Writing
    • Free Internet Banking and Free Bill Pay
    • Check Images with Statement
    • Free Notary Services
    • Free Telephone Banking (Ultra Phone)
    • Free Visa® Check Card with STAR® /PLUS® and ALLPOINT® access* 


Free Checks
Receive your first order of 50 personally imprinted Antique checks at no additional cost, or receive a $10.00 credit towards the first order of any other checks we offer.

Free New Safe Deposit Box †
Receive a 3 x 5 safe deposit box free for one billing cycle* or a $20.00 credit towards a larger box (subject to availability).

† Safe Deposit Box contents are not insured by the FDIC nor by the bank.
* Our billing cycle is from January 1st to December 31st.

No Fee Cashier's Checks
Receive no fee when requesting a Cashier’s Check*

*Not to be used for paying monthly bills etc.

Discounted Loans with Automatic Payment Deduction
Receive a .25% reduction in any quoted or advertised consumer loan rate on consumer loans, such as for Personal loans, Automobile and recreational loans. (Does not apply to mortgage loans, fixed rate home equity loans and lines of credit or savings secured loans).

Preferred Certificate of Deposit Rates
Receive a 0.25% increase in any quoted or advertised consumer Certificate of Deposit rate as displayed in our lobbies, on rate sheets or on our Telephone and Internet Banking sites. (Does not apply to any CD Specials offered from time to time.)

$10,000 Travel Accidental Death Insurance
You’re protected with $10,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier (scheduled airline, bus, taxi, and train).

Estimated Annual Value of $24

Payment Card & Personal Identity Protection
If you ever lose a registered credit, debit, or ATM card, simply call our toll-free number, and all your card issuers will be notified for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity.

Estimated Annual Value of $30

Travel, Hotel, and Recreation Discounts
Save up to 50% at over 15,000 hotels in popular destinations worldwide. Also, take advantage of discounts on golf and ski vacation packages, airfare, theme park admissions, sporting event tickets, and many other exciting activities.

Estimated Annual Value of $150

Local and National Dining Savings
Enjoy savings of up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries.

Estimated Annual Value of $100

Local and Online Shopping and Services Discounts
Take advantage of savings on clothing, electronics, jewelry, books, and much more! Also, save on professional and automotive services such as house cleaning, lawn care, oil changes and new tires!

Estimated Annual Value of $50

Comprehensive Travel Benefits
As members, you have access to 24-hour emergency travel assistance, roadside assistance, concierge services, air travel coordination and more!

Estimated Annual Value of $30

Identity Guard®
Activate your 6-month free trial for IDENTITY GUARD® GOOD START identity theft protection and receive daily credit bureau monitoring and email alerts to prevent identity thieves from committing financial fraud in your name. And, credit education specialists are on call via toll-free hotlines to help you validate each inquiry and help if anything just doesn't seem right.

Estimated Annual Value of $100


*Upon Approval


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